Should You Sell or Refinance After Divorce? Local Insights for Clark County Homeowners

After a divorce, the question of what to do with the family home can feel like standing at a crossroads. For Clark County homeowners, the decision to sell or refinance isn’t just about finances—it’s about starting fresh and building stability for the future.

Selling the home can provide a clean break, giving both parties a share of the proceeds to help them move forward. This option is often best when neither person can afford the mortgage on their own or when the emotional weight of the home is too heavy to carry.

Refinancing, on the other hand, allows one spouse to keep the house by taking over the mortgage in their name. This can be a good choice if you want to maintain continuity for children or simply love your neighborhood. However, refinancing requires qualifying for a new loan, which may be challenging on a single income.

Before making a decision, consider your long-term goals, current finances, and the local market. Speaking with a real estate expert and a financial advisor can help you weigh your options and choose the path that fits your new life best.